The baby boom generation now hold over half of all UK private wealth. In contrast, today’s younger generation face significant obstacles to accumulating wealth, due to high levels of student debt, expensive housing and the rising cost of saving for
On the Personal Finance Show podcast this week we are joined by guest expert Chinyere Adeniyi-Alade who is the Chief Executive of Grampian Credit Union Ltd. We look at what services credit unions offer and where to find one in your area.
I was also delighted to get a mention in the Press & Journal this morning and also on Scottish Financial News due to the success of the podcast. You can read more on that here -
According to the financial regulator 60% of people stay with their existing provider when buying an annuity. They also say 8 out of 10 lose out by not switching. On the Peronal Finance Show with Phil Anderson podcast this week we cover what an annuit
On the Personal Finance Show with Phil Anderson podcast this week we look at the different attitudes people have to money and also discuss things like setting spending limits, the need for both to know what is going on and what if your partner is spe
If your debts are keeping you awake at night or you’re struggling to keep up with the repayments, there are steps you can take and organisations that can help you. This week on the Personal Finance Show Podcast we are joined by Wendy Fleming from the
For many building their own home is the ultimate dream. This week on the Personal Finance Show with Phil Anderson podcast we are joined by self-build mortgage expert Hamish Malcolm to look at all the in’s and out’s of self-build and stage payment mor
Worryingly (according to AEGON), more than a third (36%) of people in the UK have no emergency savings, and 29% have less than a month’s worth of income saved. What’s more, those with emergency savings only have enough to live without an income for
Homeowners could reduce their monthly mortgage payments by an average of £169 in 2021 by remortgaging at current interest rates, according to research*.
Back at the beginning of the pandemic, Bank of England (BoE) slashed its base rate to a record lo
On The Personal Finance Show with Phil Anderson podcast this week we are joined by Justin Dunne who is a specialist in secured loans. We look at what a secured loan is, the reasons for taking one out and the options available in the current marketpla
Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. The number of couples getting divorced surged by almost a fifth in 2019*. Although data for 2020 has not yet been released, after
The past year has sadly put huge strain on many relationships,with couples locked down together for months on end whilst trying to work remotely and home school their children, bringing relationships to breaking point. This brings financial challenge
The arrival of spring is generally a time of great optimism and this year more than ever we are all certainly in need of a fresh bout of positivity. Thankfully for investors, there do seem to be increasingly hopeful signs on the horizon, with a growi