Home

Green home improvements adding value

 

With energy bills soaring, the advantages of improving energy efficiency are becoming evident to many homeowners seeking to reduce their outgoings.

 

Research earlier this year from MAB suggests that over a quarter (26%) of British homeowners want to

Read more…

Fancy a chat about your future or a current mortgage..?

Read more…

Lockdown savings? Should you overpay on your mortgage?

 

Some families have found it easier to save more than normal during the pandemic, due to reduced outgoings on things like commuting, holidays and entertainment. If you have a mortgage, overpaying is one option worth considering.

 

Benefits of overpayin

Read more…

Do you set goals?

On the UK Personal Finance Show podcast this week John Mellis and I are talking financial goal setting. Do you set financial goals? Do you write them down? Are you focussed on them?

Over the years I have spent thousands of pounds on self-development a

Read more…

Value of holiday homes soars

 

The rise of the ‘staycation’ has led to a considerable jump in the price of holiday homes, according to data*.

 

Holiday let mortgage applications show that average purchase prices rose by 12% between October 2020 and March 2021, leaping from £387,993

Read more…

Have you ever wanted to build your own home?

For many building their own home is the ultimate dream. This week on the Personal Finance Show with Phil Anderson podcast we are joined by self-build mortgage expert Hamish Malcolm to look at all the in’s and out’s of self-build and stage payment mor

Read more…

Could you save money by remortgaging?

 

Homeowners could reduce their monthly mortgage payments by an average of £169 in 2021 by remortgaging at current interest rates, according to research*.

Back at the beginning of the pandemic, Bank of England (BoE) slashed its base rate to a record lo

Read more…

Sorting out your mortgage during divorce

 

Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. The number of couples getting divorced surged by almost a fifth in 2019*. Although data for 2020 has not yet been released, after

Read more…

Mortgages for the over 55's

On the Personal Finance Show with Phil Anderson podcast this week we look at mortgages for the over 55's. 

For many people their home is the greatest asset they have. We look at ways that you can unlock a tax free lump sum from your property and cover

Read more…

Schemes to help you buy a home in Scotland

Spring is traditionaly a busy time for the property market and despite the COVID restrictions this year looks to be no different. On the latest Personal Finance Show with Phil Anderson podcast we look at the various schemes available to help people g

Read more…

No Broker Fees

I am offering free and impartial mortgage advice for the next 3 months. If you are thinking of buying, remortgaging or just want some advice on how to move forward, please get in touch for a no obligation chat,

pauline.greig@justmortgages.co.uk

0740712

Read more…

How much can I borrow on a mortgage?

Read more…

Mortgage ready in 2021, know your A, B, Cs and Ds

Here’s a quick reminder of your mortgage ready tips for the year ahead:

Advice - Choosing the right mortgage deal can be a challenge, which is why we’re here to advise and support you throughout the process and help you find the right deal for your ci

Read more…

Getting ready to take out a mortgage

This weeks Personal Finance Show with Phil Anderson podcast is titled Getting ready to take out a mortgage.

Your first port of call should be getting your finances in good shape before lenders review them and assess your ability to make repayments on

Read more…

Would you take out a "green" mortgage?

 

As people become more environmentally aware in this weeks personal finance show podcast we look at the relatively new concept of “Green” mortgages.

You can listen here 

Podcast Episode 14

Would you take out a green mortgage?

#GreenMortgages #Mortgages #

Read more…

Help required with questions for my podcast...

I am looking at starting a money podcast soon with the first show scheduled to cover redundancy and the impact this has on peoples finances. I am looking for any questions that you might have regarding this. Being made redundant can have a big impact

Read more…

How will a mortgage payment holiday affect you?

Read more…

Meet the team - Laura Mackay

 

Laura is the newest member of the team at Phil Anderson Financial Services. She has been a great asset to the firm and helped us win Best Firm, Scotland at the 2019 NatWest Local Hero Mortgage Awards. Laura specialises in mortgage advice and loves h

Read more…

What’s the strangest place you’ve done it?

When I used to give financial and mortgage advice I mainly carried out home visits and appointments at one of my offices.

I have however had a few unusual places where I’ve carried out an appointment. I did one once on a boat in Aberdeen Harbour for a

Read more…

Don't be 'mortgage lazy'!

How often do you review your mortgage deal? Is it the best on the market or has something better come along that you’re not aware of? If you qualify for a new offer, but you’re plodding along with your current one, you could end up paying hundreds or

Read more…